ALLIANZ

Motor Comprehensive Cover

Features and benefit

While the law requires all vehicle owners to be covered by insurance it is not just a legal requirement but a necessity as per Road Transport Act 1987, motor insurance is a compulsory class of insurance for all vehicles licensed to be used on public roads. Car insurance helps protect you on the road in the event of an accident, theft and fire. At the same time a comprehensive motor insurance will also cover you against liabilities of damage, injury or death to other parties and their vehicle.

With Allianz’s Motor Comprehensive Insurance, you will enjoy coverage for

Loss or damage to your own vehicle due to accident, fire and theft.
Third Party death and bodily injury.
Third Party Property loss or damage

For better protection, you may also wish to purchase additional coverage for

Windscreen damage
Passenger liability cover
Special Perils such as Flood, Windstorm, Rainstorm, Typhoon, Hurricane, Volcanic Eruption, Earthquake, Landslide, Landslip or Subsidence
Strike, Riot and Civil Commotion

Motor Comprehensive Insurance is an annually renewable insurance policy for vehicles.

Motor Third Party Fire And Theft Cover

Features and benefit

Owning a car makes travelling easier but it also brings with it a lot of responsibilities. There are high chances of being involved in accidents which could potentially injure another person or their property. Compulsory for all vehicles licensed to be used on public roads – Road Transport Act 1987

Allianz’s Motor Third Party Fire And Theft Cover, provides coverage for fire damage to your vehicle and theft of your vehicle. At the same time you will be covered against third party liabilities to other parties for death or bodily injury and damage to other parties’ property.

With Allianz’s Motor Third Party Fire And Theft Cover, you will enjoy coverage for

Loss or damage to your own vehicle due to fire or theft of your vehicle.
Third Party death and bodily injury.
Third Party Property loss or damage

Motor Third Party Fire And Theft Cover is an annually renewable policy for vehicles.

Motor Third Party Cover

Features and benefit

It’s essential for you to insure your vehicle so that you do not have to face unforeseen circumstances that are not only financially burdening but also a huge risk for all vehicle drivers.

Allianz’s Motor Third Party Cover will provide you with adequate insurance coverage against third party liabilities caused by accidents.

With Allianz’s Motor Third Party Cover, you will enjoy coverage for

Third Party death and bodily injury
Third Party Property loss or damage

Motor Third Party Cover is an annually renewable policy for vehicles.

Enhanced Road Warrior

Features and benefit

Owning a car is no longer considered a luxury but is now a necessity. An average of 12 to 25 percent of our time is spent on the road. We commute to work daily through traffic jams that seem to be getting longer and more condense.

While the car is a convenience, accidents happen and like all mechanical items it can breakdown. 397,330* accidents took place in 2009. With such a high rate of accidents occurring in Malaysia, it is best to have an enhanced protection plan.

Drive on your daily commute knowing that in an emergency – Enhanced Road Warrior will be protecting you. Enhanced Road Warrior not only covers you and your passengers with personal accident and a host of other insurance benefits, the plan also provides you with Allianz’s 24 Hours Car Assistance Program.

* Source Bukit Aman Traffic Centre

With the Enhanced Road Warrior, you will receive benefits such as

• Accidental Death and Permanent Disablement
• Medical Expenses
• Bereavement Benefit
• Double Indemnity
• Corrective Cosmetic Surgery
• Hospital Income

Have access to Allianz’s 24 Hours Car Assistance Program. Our selected panel of reliable tow truck operators that are located throughout Malaysia will be available to render you assistance wherever you are. You will receive

• 24-Hour Emergency Towing
• Minor Roadside Repairs
• Taxi and Car Rental Assistance (reimbursement up to RM 60.00 for Taxi and up to RM 400.00 for Car Rental)
• Arrangement for Hotel Accommodation (reimbursement up to RM 400.00)
• International Assistance
• Arrangement for Emergency Evacuation
• Referral to Service Centre
• Emergency Message Transmission

Enhanced Road Warrior policy holders will also receive additional benefits such as

• Car Replacement
• Compassionate Cover (Subject to the Named Vehicle being
insured under a Private Car Comprehensive Motor Policy)
• Optional Car Replacement for an additional 7 days chargeable at RM 90.00 per year
• Flood Cover

Enhanced Road Warrior is an annually renewable Personal Accident Policy.

Table of Benefits

Premium Rates

Road Warrior

Features and benefit

We spend between two to four hours on the road everyday which is about 12 to 25 percent of our waking hours. With so much time spent on the road, unfortunate incidents have a high probability of taking place. While it may not be a serious accident, imagine inconvenience of a car breakdown or punctured tyre in the middle of a highway or remote place. Are you prepared to receive assistance at such times?

With the Allianz Road Warrior, your worries will be a matter of the past. Gain a driving partner every time you get on the road with the Allianz Road Warrior as the plan covers you and your passengers with Personal Accident and a host of other insurance benefits. The policy also provides you with 24 hours Car Assistance Program with a panel of reliable tow truck operators located throughout Malaysia.

With the Road Warrior, you will receive benefits such as

• Accidental Death and Permanent Disablement
• Medical Expenses
• Bereavement Benefit
• Double Indemnity
• Corrective Cosmetic Surgery
• Hospital Income

Car Assistance Program
• 24-Hour Emergency Towing
• Minor Roadside Repair
• Taxi and Car Rental Assistance
• Arrangement for Hotel Accommodation
• International Assistance
• Arrangement for Emergency Evacuation
• Referral to Service Centre
• Emergency Message Transmission

Road Warrior is an annually renewable Personal Accident Policy.

Table of Benefits

Premium Rates

Allianz Motorcyclist PA

Features and benefit

Ever wondered what it would be like to ride on an open road with a smile on your face knowing that you are fully protected? We at Allianz General Insurance Company (Malaysia) Berhad understand what motorcyclists want. Yes, we take care of you, whether you are on or off the road.

With Motorcyclist Personal Accident policy, you will receive benefits such as
• Accidental Death
• Total Permanent Disablement
• Total Paralysis or Permanent Bedridden
• Bereavement Allowance

Eligibility

All Malaysians, Malaysian permanent residents, work permit holders, pass holders or otherwise legally employed in Malaysia who are legally residing in Malaysia. Insured Person is between the ages of sixteen (16) years and sixty five (65) years at the date of inclusion.

Exclusions

War, civil war, AIDS, childbirth, miscarriage, provoked murder or provoked assault, traveling as an aircraft crew, aerial activities, martial arts, racing, radiation and nuclear weapons material.

Allianz Motorcyclist PA is an annually renewable Personal Accident Policy.

Table of Benefits

Premium Rates

Bike Warrior

Features and benefit

During your joy ride, the last thing you want to worry about is getting help when your motorcycle breaks down. That‘s because you can have a trusted road partner in Bike Warrior that always arrives first to help.

With the Bike Warrior, you will receive Personal Accident benefits such as:
• Accidental Death and Permanent Disablement
• Medical Expenses
• Bereavement Benefit
• Double Indemnity
• Corrective Cosmetic Surgery
• Hospital Income
• Renewal Bonus

Have access to Allianz’s 24 Hours Bike Assistance Program. This Program is available 24 hours a day, 365 days a year anywhere in Malaysia through contacting a 24-hours Toll Free number. The services under this program are:

• 24 Hours Emergency Towing
• Minor Roadside Repair
• Taxi and Car Rental Assistance (reimbursement up to RM 60.00 for Taxi and up to RM 400.00 for Car Rental)
• Arrangement for Hotel Accommodation (reimbursement up to RM 400.00)
• International Assistance (Singapore & Thailand)
• Arrangement for Emergency Evacuation
• Referral to Service Centre
• Emergency Message Transmission

Bike Warrior policy holders will also receive additional benefits such as:
• Compassionate Cover (Subject to the Named Vehicle being insured under a Private Motorcycle Comprehensive Motor Policy)
• Flood Cover

Bike Warrior is an annually renewable Personal Accident Policy.

Table of Benefits