ALLIANZ

    

Motor Comprehensive Cover

Features and benefit

While the law requires all vehicle owners to be covered by insurance it is not just a legal requirement but a necessity as per Road Transport Act 1987, motor insurance is a compulsory class of insurance for all vehicles licensed to be used on public roads. Car insurance helps protect you on the road in the event of an accident, theft and fire. At the same time a comprehensive motor insurance will also cover you against liabilities of damage, injury or death to other parties and their vehicle.

With Allianz’s Motor Comprehensive Insurance, you will enjoy coverage for

• Loss or damage to your own vehicle due to accident, fire and theft.
• Third Party death and bodily injury.
• Third Party Property loss or damage

For better protection, you may also wish to purchase additional coverage for

• Windscreen damage
• Passenger liability cover
• Special Perils such as Flood, Windstorm, Rainstorm, Typhoon, Hurricane, Volcanic Eruption, Earthquake, Landslide, Landslip or Subsidence
• Strike, Riot and Civil Commotion

Motor Comprehensive Insurance is an annually renewable insurance policy for vehicles.

Motor Third Party Fire And Theft Cover

Features and benefit

Owning a car makes travelling easier but it also brings with it a lot of responsibilities. There are high chances of being involved in accidents which could potentially injure another person or their property. Compulsory for all vehicles licensed to be used on public roads – Road Transport Act 1987

Allianz’s Motor Third Party Fire And Theft Cover, provides coverage for fire damage to your vehicle and theft of your vehicle. At the same time you will be covered against third party liabilities to other parties for death or bodily injury and damage to other parties’ property.

With Allianz’s Motor Third Party Fire And Theft Cover, you will enjoy coverage for

• Loss or damage to your own vehicle due to fire or theft of your vehicle.
• Third Party death and bodily injury.
• Third Party Property loss or damage

Motor Third Party Fire And Theft Cover is an annually renewable policy for vehicles.

Motor Third Party Cover

Features and benefit

It’s essential for you to insure your vehicle so that you do not have to face unforeseen circumstances that are not only financially burdening but also a huge risk for all vehicle drivers.

Allianz’s Motor Third Party Cover will provide you with adequate insurance coverage against third party liabilities caused by accidents.

With Allianz’s Motor Third Party Cover, you will enjoy coverage for

• Third Party death and bodily injury
• Third Party Property loss or damage

Motor Third Party Cover is an annually renewable policy for vehicles.

Enhanced Road Warrior

Features and benefit

Owning a car is no longer considered a luxury but is now a necessity. An average of 12 to 25 percent of our time is spent on the road. We commute to work daily through traffic jams that seem to be getting longer and more condense.

While the car is a convenience, accidents happen and like all mechanical items it can breakdown. 397,330* accidents took place in 2009. With such a high rate of accidents occurring in Malaysia, it is best to have an enhanced protection plan.

Drive on your daily commute knowing that in an emergency – Enhanced Road Warrior will be protecting you. Enhanced Road Warrior not only covers you and your passengers with personal accident and a host of other insurance benefits, the plan also provides you with Allianz’s 24 Hours Car Assistance Program.

* Source Bukit Aman Traffic Centre

With the Enhanced Road Warrior, you will receive benefits such as

• Accidental Death and Permanent Disablement
• Medical Expenses
• Bereavement Benefit
• Double Indemnity
• Corrective Cosmetic Surgery
• Hospital Income

Have access to Allianz’s 24 Hours Car Assistance Program. Our selected panel of reliable tow truck operators that are located throughout Malaysia will be available to render you assistance wherever you are. You will receive

• 24-Hour Emergency Towing
• Minor Roadside Repairs
• Taxi and Car Rental Assistance (reimbursement up to RM 60.00 for Taxi and up to RM 400.00 for Car Rental)
• Arrangement for Hotel Accommodation (reimbursement up to RM 400.00)
• International Assistance
• Arrangement for Emergency Evacuation
• Referral to Service Centre
• Emergency Message Transmission

Enhanced Road Warrior policy holders will also receive additional benefits such as

• Car Replacement
• Compassionate Cover (Subject to the Named Vehicle being
insured under a Private Car Comprehensive Motor Policy)
• Optional Car Replacement for an additional 7 days chargeable at RM 90.00 per year
• Flood Cover

Enhanced Road Warrior is an annually renewable Personal Accident Policy.

Table of Benefits

Premium Rates

Road Warrior

Features and benefit

We spend between two to four hours on the road everyday which is about 12 to 25 percent of our waking hours. With so much time spent on the road, unfortunate incidents have a high probability of taking place. While it may not be a serious accident, imagine inconvenience of a car breakdown or punctured tyre in the middle of a highway or remote place. Are you prepared to receive assistance at such times?

With the Allianz Road Warrior, your worries will be a matter of the past. Gain a driving partner every time you get on the road with the Allianz Road Warrior as the plan covers you and your passengers with Personal Accident and a host of other insurance benefits. The policy also provides you with 24 hours Car Assistance Program with a panel of reliable tow truck operators located throughout Malaysia.

With the Road Warrior, you will receive benefits such as

• Accidental Death and Permanent Disablement
• Medical Expenses
• Bereavement Benefit
• Double Indemnity
• Corrective Cosmetic Surgery
• Hospital Income

Car Assistance Program
• 24-Hour Emergency Towing
• Minor Roadside Repair
• Taxi and Car Rental Assistance
• Arrangement for Hotel Accommodation
• International Assistance
• Arrangement for Emergency Evacuation
• Referral to Service Centre
• Emergency Message Transmission

Road Warrior is an annually renewable Personal Accident Policy.

 Table of Benefits

Premium Rates

Allianz Motorcyclist PA

Features and benefit

Ever wondered what it would be like to ride on an open road with a smile on your face knowing that you are fully protected? We at Allianz General Insurance Company (Malaysia) Berhad understand what motorcyclists want. Yes, we take care of you, whether you are on or off the road.

With Motorcyclist Personal Accident policy, you will receive benefits such as
• Accidental Death
• Total Permanent Disablement
• Total Paralysis or Permanent Bedridden
• Bereavement Allowance

Eligibility

All Malaysians, Malaysian permanent residents, work permit holders, pass holders or otherwise legally employed in Malaysia who are legally residing in Malaysia. Insured Person is between the ages of sixteen (16) years and sixty five (65) years at the date of inclusion.

Exclusions

War, civil war, AIDS, childbirth, miscarriage, provoked murder or provoked assault, traveling as an aircraft crew, aerial activities, martial arts, racing, radiation and nuclear weapons material.

Allianz Motorcyclist PA is an annually renewable Personal Accident Policy.

Table of Benefits

Premium Rates

Bike Warrior

Features and benefit

During your joy ride, the last thing you want to worry about is getting help when your motorcycle breaks down. That‘s because you can have a trusted road partner in Bike Warrior that always arrives first to help.

With the Bike Warrior, you will receive Personal Accident benefits such as:
• Accidental Death and Permanent Disablement
• Medical Expenses
• Bereavement Benefit
• Double Indemnity
• Corrective Cosmetic Surgery
• Hospital Income
• Renewal Bonus

Have access to Allianz’s 24 Hours Bike Assistance Program. This Program is available 24 hours a day, 365 days a year anywhere in Malaysia through contacting a 24-hours Toll Free number. The services under this program are:

• 24 Hours Emergency Towing
• Minor Roadside Repair
• Taxi and Car Rental Assistance (reimbursement up to RM 60.00 for Taxi and up to RM 400.00 for Car Rental)
• Arrangement for Hotel Accommodation (reimbursement up to RM 400.00)
• International Assistance (Singapore & Thailand)
• Arrangement for Emergency Evacuation
• Referral to Service Centre
• Emergency Message Transmission

Bike Warrior policy holders will also receive additional benefits such as:
• Compassionate Cover (Subject to the Named Vehicle being insured under a Private Motorcycle Comprehensive Motor Policy)
• Flood Cover

Bike Warrior is an annually renewable Personal Accident Policy.

Table of Benefits

Premium Rate

Eligibility 

1. Bike owners aged between 16 years to 80 years.
2. Bike 250cc and above.

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TAKAFUL

MOTOR TAKAFUL

For more extensive coverage, you might want to consider our COMPREHENSIVE type of cover. Not only you will get everything that we offer in the THIRD PARTY type of cover, you will also get indemnity for the loss or damage to your vehicle or its spare parts arising out of the following events :

accidental collision or overturning. collision or overturning caused by mechanical breakdown. collision or overturning caused by wear and tear. impact damage caused by falling objects provided not resulted from convulsion of nature. fire explosion or lightning. burglary, housebreaking or theft. malicious act. while in transit.

You can also apply for additional coverage which include :

windscreen accessories additional authorized driver MPA (Motorist Personal Accident)

A step to heighten the efficiency of service to our participants, the Tele Bantuan programme provides FREE TOWING SERVICE from the point of accident to the nearest Takaful Malaysia panel workshop, 24 hours daily, anywhere in Malaysia.

Tele Bantuan Services

Tele Bantuan helpline number: 1-800-888-788

No.	Services	Description
1	Accident Assistance	A step to heighten the efficiency of service to our participants, the Tele Bantuan programme provides free towing service from the point of accident to the nearest Takaful Malaysia panel workshop, 24 hours daily, anywhere in Malaysia.
2	Breakdown Assistance	Breakdown Assistance is 24/7. Cost of towing charges to be borne by the participant. A discount of 30% for towing charges if the distance is less than 35km to the nearest Takaful Malaysia panel of repairers.
3	Car Rental Assistance	Arrangements for a rental car can be made if a replacement car is required in the event of accident or breakdown. The cost of the car rental shall be borne by the Participant.
4	Arrangements for Hotel Accommodation	We assist in making arrangements for reservations of hotel rooms in the event of accident or breakdown. Cost incurred shall be borne by the Participant.
5	Referral to Service Centre	In case of any breakdown needing repair services, we assist the participant in making appointments at the Service centre for any car servicing or repair services. All servicing or repair costs shall be borne by the Participant.
6	Home Assist Referral Service	We assist to make arrangements for certain services to be undertaken by our selected contractors and professional service providers such as roof leakages/repairs, electrical power failures, painting, plumbing works, restoration and cleaning of carpets and furniture, air-condition repair/services, house renovations and home-electrical appliances repairs.
		These services are applicable within Klang Valley and a reasonable fee shall be charged for site inspection, preparation of quotation and/or technical report by professional consultant/repairer.
7	Emergency Message Assistance	We assist in informing the participant`s next of kin if an accident occurs involving the participant.
8	Referral to Legal Assistance	We assist in referring the participant to a legal practitioner if any legal assistance is required.

PERSONAL ACCIDENT TAKAFUL
	Accident is the worst nightmare for everyone. This plan may help you to prepare anything worst that could have happened in your life. This comprehensive personal accident plan :
	Covers individual for any incident happened upon death or permanent disability. Protect yourself from any tragedy 24 hours a day, domestically or internationally. Based on the Islamic profit sharing, Al-Mudharabah. Eligible for participants from age 18 to 60 years old.

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